Bankruptcy Law Going Green? 10 Tips to Go Green & Save Cash.

The "going green" craze isn't new. Large corporations, small businesses and individuals alike have been making an effort to be more environmentally friendly in order to help save the environment for future generations, improve their health and reduce overall waste - but going green can also save you CASH and help you to avoid bankrupcty!

Here are 10 tips from Mr.Debtbuster & Foster Law Offices to help you go green and save some extra cash this February.

10. Turn the lights off when you are not using them and unplug uneccesary chargers. Did you know that your phone charger still uses electricity and costs you cash even if your phone isn't charging ?

9. Pay your bills online... This saves you the cost of a stamp and while 43 cents doesn't seem like much, the average household that mails ALL of their bills out spends $10.00 a month in postage when they could pay their bills online.

8. Set up automatic payments online. This will save you headaches, time and paper. Create a schedule to pay your bills and when your scheduled day comes, set up your payments to debit from your account on the specified dates due.. no need to run to the mailbox, worry about an overdraft or sort through all of the paper. Planning can save you cash and help you to be more environmentally friendly.

7. Ask yourself, do I really need this? Before you run to the store...make a list, review the items online. Stores create displays at the checkout area, hoping you will make an inpulsive purchase. If you are calculated with your purchases and have a shopping plan, your wallet will thank you - and your gas tank will be more full!

6. Get Paid for Going Green - Let's face it we cannot live without the basic appliances - a refridger to store our food and a stove to cook our meals - so it can be very frustrating when a major appliance is on the fritz or broken completely. There is a bright side - you can save cash when you go green! According to the Associated Press, part of the stimulus bill includes funds allocated for rebates for people who replace old appliances for more energy-efficient models.While funding varies by state, this is more than a one-time savings. While the initial rebate may inspire some shoppers to choose energy efficient appliances, the financial savings will extend beyond the rebate. Energy efficient models tend to cost more upfront than their traditional counterparts, but they cost less to operate – Americans using Energy Star products reportedly saved about $19 billion on electric bills in 2008. To find out whether your state is participating in the rebate program, consider contacting a local representative or visiting your state’s Web site.

5. Energy Efficient Windows and Doors = Tax Break! If you had to replace your roof or install new windows... You may qualify for a break on your taxes. Visit Energy Star for 2010 and 2011 Tax Information.

4. Plant a garden - you may have to wait until spring for this one, but planting a garden can save you money and allow you to provide a healthier meal for your family.

3. Re-purpose what you can use,Check Out 20 things you can use twice.

2. Compost your kitchen waste. Don't know how? Learn here.

1. Do some research. If you are drowning in debt and need help - do your research. Don't become a victim of a debt consolidation scam which can cost you thousands, take the time to call a licensed Bankruptcy Attorney such as Foster Law Offices and schedule a personalized bankruptcy consultation to discuss your unique needs and personal financial situation.

Posted in Foster Law Offices , Going Green , Mr Debtbuster , New York Bankruptcy Law , save cash